Last updated: 2026-01-24 04:06:01 ET
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
“I will get $250,000 from the proceeds of the sale of a family home.”
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Prosecutors allege the 33-year-old man created a fake badge to rake in free flights on US airlines - and at one point even asked to sit in the cockpit.
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With lenders using credit scores to decide everything from phone contracts to car finance, experts say understanding how it works could make a meaningful difference.
President Donald Trump’s proposal for a 10 percent cap on credit card interest rates could save consumers billions, but may also reduce access to credit for those with lower credit scores
A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.
